Mark Grimes – Ocean County Realtor

Thank you for visiting my page! I am Mark Grimes – Ocean County Realtor, a real estate professional ready to serve you – as a valued client.

Although most in the home sales field can be persuasive sales people, I like to think that I bring a different approach to the home selling and buying experience. My focus is genuinely on customer satisfaction. Treating my clients as if they are family, I am available at nearly any time. Unfortunately, customer service today is not what it was years ago. However, I am from the old school point-of-view that customer service is the key to the success (or failure) of any type of business.Mark Grimes - Ocean County Realtor

Pointing out how great I am and some crazy sales volume is not what I am about, but delivering on promises that I make is. One thing that sets me apart is my inability to turn anyone away – regardless their buying or selling timeline or situation. Whether you are ready to buy today or in a year, I am in the relationship building business. On the other hand I do not take on so many clients that I am unable to deliver the level of service that I aim to provide.

Although things do come up and we live in a very connected world, I make every attempt to be available to my family of clients. Ever have a question driving you crazy at night, but afraid to send that email or text message? DON’T BE! If I can answer right away I will, otherwise as soon as I am available to answer.

If you have have been contemplating selling your home and/or purchasing a new one, but don’t know where to start, please Contact me today. As a member of the RE/MAX family of agents, I have a vast array of resources and training to help you from start to finish.

Ready? Call or text Mark Grimes – Ocean County Realtor today @ 732-930-4290 and I am looking forward to speaking with you!

As a side note, I am a lifelong resident of Berkeley Township and some of the towns I serve include Bayville, Beachwood, Forked River, Lacey, Jackson, Manchester, Millstone and Toms River.

REMAX Outstanding Agents - Outstanding Results - Mark Grimes

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No Money Down Home Buying

Make your dream for home ownership a reality!

No Money Down Home Buying

Owning a home is still the American dream and buying a home with no down payment can make that dream come true. For many families who may think that renting is their only option, it may not be the case. Perhaps you have been told in the past the only way to purchase a home is to have a large down payment. This is true in certain situations, but for so many first time home buyers it also couldn’t be further from the truth. No money down home buying is in fact a reality. Unfortunately for many would-be home buyers it comes down to the lack of education provided by whom they contact when attempting to purchase a home. However, I believe firmly that the educated home buyer is the smart home buyer and I would like to introduce you to a little known financing option offered through the United States Department of Agriculture (USDA). Yes, I said Agriculture and no, this is not a home on a farm. 🙂

Disclosure: The USDA Rural Development home loan program is limited to certain areas. The eligibility map does change periodically and not all lenders offer this type of loan. To get more information for where this program can benefit you, please Contact me or give me a call at 732-930-4290.

No Money Down Home Buying

The USDA Rural Development (RD) loan program was designed to help low to moderate income families attain home ownership status with little money out of pocket. This program is for buying a home with no down payment and is available in both rural and suburban settings. This type of loan can be used to purchase an existing structure or build new construction within the parameters of the loan amount and conditions. There are eligibility requirements to qualify for the loan, but if qualified you would put $0 down and the loan would finance up to 100% of the property being purchased.  The details of the loan would best be provided by an approved lender authorized to participate in writing this type mortgage (see the Mortgage/Financial Resources section).

Some of the things to consider when applying for this type of financing:

  • Credit FICO score of at least 640
  • Steady income history within the program requirements
  • Closing costs: some cash may be needed, depending on the terms of the sale

If you think this type of financing is what you have been searching for and would like more information, feel free to Contact me (or call 732-930-4290). It would be my pleasure to evaluate your home needs and current situation to see if no money down home buying can work for you.  Even if you’re not quite ready to purchase, together we will develop a plan to make home ownership a reality for you and your family.